Key Retirement Solutions

Here at Key Retirement Solutions, we aim to provide you with fair policies, reliable advice, and a sense of security to help your family live well and thrive!

Meet the Illinois Team


Matthew Ruddick


My name is Matt. I grew up in a rural farm town in Illinois. I have 2 daughters, Matty and Laney, and one son Maximus. My wife Keri and I love to spend time with our families. I played baseball growing up and in college. I got a degree in Economic Finance and Business Management at Rockford College. I came into the insurance business because this is where I felt like I could help the most people while using my economics degree. I started Key Retirement Solutions because it gives me the ability to serve my clients at the highest level possible!

(815) 414-1350

Samantha Katchen

Chief Operations Officer

My name is Samantha Katchen. I’m originally from Fox River Grove and I just recently bought a house in Elgin, where I live with my husky Maya.  My family and I are very close, which consists of my Mom and Dad, my two younger sisters, and my grandparents! After I graduated from Bethany College in West Virginia I decided to get into the insurance industry.  I’ve been able to help so many people in so many different situations, by finding a solution that best fits their needs. I am extremely passionate about my clients and giving them the customer service they deserve.  I believe in doing the right thing, and always having my client’s best interest first, no matter what!


(224) 234-1714

Brad Raschke

Executive Vice President

Brad married his wife, Hailey, in March 2020. Their son, Declan Mac, was born in March 2021, and they currently live in Geneva, Illinois.

A Texan by birth, Brad graduated from Howard Payne University with a BA in US History in December 2012. During his senior year, a 3-year “Ron Paul rabbit hole” eventually led him to the Infinite Banking Concept in 2015.

In the middle of a budding career at a stockholding, IUL-focused insurance company, the truths of IBC and the potential of dividend-paying whole life convicted Brad. He left his job to pursue practicing IBC with his clients.

After completing the NNI’s Practitioner program, James Neathery graciously took Brad under his wing and mentored him, just as Nelson Nash mentored James.

Brad’s pursuit of truth, love of people, and faith in Christ inform his interactions and relationships with his clients. Relationships and education come first. Doing business together is a natural result of friendships.



(325) 203-6946

Allyson Katchen

Marketing Director

My name is Allyson. I grew up in Fox River Grove, IL, with my parents, Pam and Rob, and my two sisters, Samantha and Maddy. I went to Coastal Carolina University in South Carolina, where I studied Business and Marketing. I’ve always had a passion for creativity, and I can express that through our Marketing efforts here at KRS. My favorite project we are working on in the Marketing Department is our Client For Life Program. It’s incredible to see all the lives we can positively impact by doing what we do!

(847) 513-4941

Brandon Dailey

Regional Sales Manager

(847) 754-5880

Christopher Jones

Unit Sales Manager

Hello! My name is Christopher Jones. I was born in Chicago and grew up most of my life in Lisle, IL with my brother and my mother. I attended the University of Illinois on a full-ride scholarship for track and field and then fell into the insurance field, which I have been in for almost 20 years. I have worked with retirees almost my whole professional career and I have always been dedicated to providing excellent service to my clients and making sure they are in a better position after meeting with them. I am also very passionate about helping other agents maximize their potential in their insurance careers.

(630) 429-8187

Ryan Dolph

Unit Sales Manager

(708) 224-6551

Stephanie Burling

Unit Sales Manager

(732) 425-6151

Keri Ruddick

Administrative Assistant



(847) 344-3660


Samantha Price


My dedication to community involvement and staying socially engaged is complemented by my close-knit family, which includes my siblings and our role in caring for my mother, who bravely confronted a diagnosis of Multiple Sclerosis at the young age of 30, while also overcoming a brain aneurysm and tumor. These personal experiences have instilled in me a profound understanding of the critical importance of comprehensive insurance coverage and the invaluable security it provides in the face of life’s unpredictable challenges. My passion lies in genuinely empathizing with my clients’ needs and the delicate art of navigating the complexities of life’s unexpected hurdles with grace and assurance.
Personal Philosophy: I am dedicated to building enduring customer relationships and assisting clients in achieving what is directly in their best interest. I prioritize a customer centric approach, emphasizing trust, integrity, and transparency at the core of my client relationships. My commitment is to deliver tangible value to clients, adapt to changing landscapes, and educate to empower. Balancing profit with purpose, I aim to create a positive impact on clients’ lives in all core areas of retirement planning while upholding the highest ethical standards, ensuring mutual success and well-being.
(630) 479-5733

Mike Caputo


Personal Background:

  • Lived in Milford, CT since 1990
  • Big sports guy will watch any baseball, basketball, football, or hockey game at anytime
  • Dad to my daughter Anna, fur dad to our pup Arya and husband to my wife Jillian

Professional Background:

  • Currently Licensed in Connecticut only
  • Started in the insurance industry back in 2015
  • Still working in a sales role in the market research industry

Personal Business Philosophy
I will always hold myself to the highest integrity and will remain dedicated to all my clients when finding
them the best product/solution that will fit them.

(203) 306-8359

Kevin Pummill


Personal Background:
I grew up in Mackinaw, Illinois and have lived in Bloomington since 2013.
I have a wonderful wife named Melissa and 2 children: a daughter named Aurora and a son named Luca. We also have two Goldendoodles, Belle and Lucy
Professional Background:
I have served the insurance and financial needs of retirees since 2019. I have been a financial representative since 2022.
Education: Bachelor’s degree from Illinois State University. Registered FINRA Representative with a Series 6 license and a Series 63 license.
Personal Business Philosophy:
I believe in building strong relationships with my clients by assisting them in achieving their financial goals while educating them and providing personalized solutions for their retirement.

(309) 212-9475

Elizabeth Grudzinski


Personal Background:
I have resided in Bloomington, IL since 2018
I am a proud mom to my son, Zachary
Our family also includes our cat Sophie, and our miniature horse Dakota

Professional Background:
Licensed in Illinois as a Life and Health Insurance Agent since 2020 Graduate of
Illinois State University with a Bachelor of Science degree in Agribusiness Prior to
joining the Key Retirement Solutions team, I worked in News and Communication at
the Illinois Farm Bureau.

Personal Business Philosophy:
I’m dedicated to helping my clients protect their financial security as they prepare for
retirement. I hold myself to the highest level of personal and professional integrity and
promise only to recommend insurance product solutions that are in my clients’ best



(732) 720-3838

MacKenzie Hammonds


(815) 681-8479

Desiree Garza


-Texas Native who relocated to IL in 1997 then after high school I relocated back to Texas for 2
brief years before returning back to Illinois
-Spanish and English speaker
-Mother of 2 amazing children, a girl and boy who are my whole life

Professional Background:
-Worked in healthcare for 20 years ranging from Nursing home, hospital to private practice
-Licensed in 30 US States for Life, and in Illinois for Life, Accident, and Health
States include: AL, AR, AZ, fl, GA, IA, IL, IN, KS, KY, LA, MI, MD, MO, MN, MS, MT, NE, NC,
-Began helping others with retirement in 2021
Personal business philosophy
I’m dedicated to helping my clients and their families protect their financial future as they
prepare for retirement. I guarantee to only recommend insurance product solutions that are in
the best interest of my clients.


(331) 269-8600

James Brayton


My name is James Brayton and I’m originally from Geneva, IL. I live in Geneva with my wife and eight-year-old son, and our cat Mama. I am very close to my family, and I am lucky that my parents and brother live close by. I’ve been in medical sales for most of my career and helping others is my passion. I’d like to continue that passion by helping others secure important and affordable life benefits. I have experienced financial strain due to high-cost benefit plan and I understand how important it is to have quality benefits for the sake of personal and financial wellness. I believe in doing right by my clients and it is extremely important to me to find quality and affordable benefits that fit my client’s needs and giving them the best customer service experience that I can

(630) 463-8863

Jeorge Holmes


Jeorge grew up in Elgin, Illinois and was the youngest of six children who attended St. Mary’s Grade School and St. Edward High School where he excelled in sports and theater and achieved All-Conference and All-State status in basketball.  

His father was a successful businessman and taught him at an early age about customer service and servant leadership. Jeorge has humbly served as an ordained minister for the past 35+ years leading two churches and serving as an Associate Pastor. He also is a Certified Leadership Coach to Pastors and Business Leaders. He holds a bachelor’s degree from Judson University and a Master’s degree from Vanguard University. 

For the past eight years, Jeorge has built a strong clientele in the Insurance industry pursuing strategies that work for each client that gives them peace of mind and security in retirement. Jeorge has been married for 37 years to his wife Toni and they have two adult children (Austin, 32 / Jasmin, 27). He is also a grandpa to his first granddaughter MacKenzie. Jeorge also sings professionally and enjoys spending time with his family, and good friends, working out, staying healthy, and playing racquetball. He loves to inspire people through leadership in his faith, marriage, family, business, and life.

(630) 542-5090

Johnna Billingsley


(309) 642-9509

Joy Daly


My passions for work include the ability to meet in person, and provide individual attention, making the process painless, simple, and stress free. I believe in a true sense of listening to your needs and guiding you in making the best decisions regarding your insurance needs. Today’s insurance environment is complicated with many options. It is my pleasure to provide all my clients with complete satisfaction and comprehension on every level. I can provide clear and precise options that fit both your personal needs and budget.

In my free time I enjoy spending time with my family and traveling with my husband. I have two grown daughters, Annie & Rebecca. I am also a Grandmother (Mimi) to my beautiful granddaughter Paisley Joy. And let’s not forget my Australian Shepherd fur baby Booboo Bear. I am also an equestrian, I enjoy riding my quarter horse Leap Day Lacy.


(312) 391-6391

Zac Maa


Zac is a Licensed Insurance Broker in Illinois & Texas. He has a wide range of clients from young families to retirees, from Antioch all the way down to Joliet. He has been able to help with a variety of Insurance needs such as, Medicare, Short and Long Term Care, Life Insurance, and also Rollover Options!

Coming from a background in the sales and service industry, Zac knows the importance of being able to serve his clients first with education to build TRUST, and loves to interact with his clients face-to-face to get to know each other on a personal level and build long lasting relationships with his clients. He enjoys being able to assess what his client’s insurance needs and goals are, then being able to educate them on suitable programs to help them decide what would be best for their needs and unique situation.

Zac represents the top carriers in the industry, from Blue Cross Blue Shield, AARP United Healthcare, Aetna, Cigna, North American, Mutual Of Omaha. Athene, Etc. He understands that in order to properly serve his clients he must stay up to date with the top carriers with a finger on the pulse of the industry.

Zac is currently building his book of business and prioritizes recommending what is right by his clients. Word of mouth is powerful, and with excellent client service comes loyal clients who will remember Zac when they think about insurance!



Paul Vogt


(815) 501-5375

Sean Sayers


(630) 715-6609

Marie Johnson


(630) 253-8862

Chad Heeren


(815) 814-5837

Caleb Graybeal


Hi, my name is Caleb Graybeal and I’m from LeRoy, IL. I grew up in a small town which allowed me to be very active in different sports, as well as other programs my school offered. I also spent a lot of time traveling the country with my family as a racecar driver. These experiences taught me a number of different skills like working together, giving my best effort, and the importance of building strong relationships. In 2016, I graduated from Illinois State University with a Bachelor’s Degree in Marketing-Sales. While in school, I had a variety of sales internships, but ultimately found a career within the insurance industry. I have worked in the insurance industry as an agent for 7 years now and have loved every minute of it. During this time, I really found a passion for life insurance and understand the importance of being properly covered in every facet of your life. I love helping people and want to be there for them in any way I can. Whether it’s having coverage for everyday life or protection when the unexpected happens, I’m here to help.

(309) 531-7971


It’s a great experience with how this company does business, trustworthy and quick response if you have any questions.

– Anonymous

Great Experience

Kristie! Thank you so much for making this so easy for me! You were the most helpful out of all the companies I contacted and I’m glad I did business with you guys. I will contact you if I have any questions. By the way awesome signature I wish I could sign like that. Have a great day.

– Mark V.

The Most Helpful

Wow! I didn’t expect to hear back from you until next week. Talk about customer service! Thanks so much.

– Monique I.


Kristie, the pleasure is all mine. I enjoy talking to you. Thank you so much for always going above and beyond. You are a true blessing. Enjoy the rest of your day.

– Elizabeth A. E&E Concrete

Goes Above & Beyond

I am very satisfied with the service I received, the service is amazing I am very satisfied with this company. I would highly recommend him.

– Daphne Snipes

Very Satisfied

Brian Godfrey is pleasant, approachable, and knowledgeable about the subject matter.

– Jeremy Ziegler

Great Agent!

2000 S Batavia Ave., Ste 350 Geneva, IL 60134

136 West Grand Ave., Ste 249 Beloit, WI 53511

1090 South Gilbert Rd., Ste 213 Gilbert, AZ 85296

871 Coronado Center Dr, Suite 200 Henderson NV, 89052

14050 N 83rd Ave Suite A270 Peoria, AZ 85381

3275 W Ina Rd. Suite 115 Tucson, AZ 85741

2125 Biscayne Blvd, Ste 315 Miami, FL 33137

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options