Disability Insurance
What is disability insurance?
Have you ever thought about what you would do for income if you become unable to work? Many people suffer from injuries or illnesses that cause them to go on short-term, or long-term, medical leave. If this happens, are you and your family prepared for that loss of income? How will the bills get paid?
Things to consider with disability insurance:
- self-employed
- in between jobs
- your employer does not offer Health insurance benefits
Disability Insurance Details
Short-term disability insurance provides income replacement for a set period of time, usually three to six months. Long-term disability insurance pays benefits for an extended period of time, usually until you reach retirement age. While the specifics of each policy vary, most will replace between 50 and 70 percent of your pre-disability income.
There are many different ways to purchase disability insurance. You can buy it as an individual policy, or you may be able to get it through
No one likes to think about becoming disabled, but it’s important to have the financial protection in place in case it happens. Disability insurance can give you peace of mind and help you maintain your standard of living if you ever find yourself unable to work.
Help with Disability Insurance
Other Policies
Disability Insurance
What our clients have to say about working with us
Jane, S.
“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”
Gary, S.
“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”
John, I.
“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”
Susan, K.
“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”
