Retirement Planning
What is Retirement Planning?
- A financial strategy for your nest egg in your retirement years
Our Philosophy around Retirement Planning:
Many people...
- Spent their whole lives accumulating and contributing to a 401k, 403b, IRA, Roth IRA, savings accounts, CDs, brokerage accounts, etc.
- Fear outliving their money
- Don’t know what they would do if there was a market correction or another crash like back in 2008
- Don’t have the time to make up for a crash or correction and also are no longer contributing to those accounts and likely start withdrawing from them
What are Fixed and Fixed Indexed Annuities?
- Contracts between you and an insurance company
- These contracts provide you with the security and safety of principle for your money
- Allow you to rest assured that your money will never lose a penny in a market downturn
- Many people roll a portion of their retirement savings accounts into an annuity as they get closer to or once they are in retirement
Misconceptions & Facts about the word "Annuity"
Planning Your Retirement
- Tax breaks – When you contribute to a retirement savings plan, you may be eligible for tax breaks. This can help you save money on your taxes and increase your overall retirement savings.
- Investing for the future – Retirement planning allows you to invest your money so that it can grow over time. This can help you have a larger retirement fund to live on when you retire.
- Peace of mind – Retirement planning can give you peace of mind by knowing that you have a plan in place for your retirement years. This can help reduce stress and anxiety about your future.
Answering Questions About Your Retirement
Other Policies
Retirement Planning
What our clients have to say about working with us
Jane, S.
“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”
Gary, S.
“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”
John, I.
“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”
Susan, K.
“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”
