Critical Illness
Insurance
What is Critical Illness insurance
People use this money to cover out-of-pocket costs in their medical insurance to pay a family member to help take care of them, replace lost income from being unable to work, or whatever else they like!
Things to keep in minde when it comes to disability insurance:
- Insurance companies don’t regulate what people spend this money on
- Must have the coverage in place for at least 30 days before receiving the benefits
- After 30 days if diagnosed with a condition covered in the policy, the insurance company writes a check for the benefit amount
Did you know
- 41% of men and 38% of women will be diagnosed with cancer at some point in their lifetime
- heart attacks are responsible for 1 out of every 4 deaths
- strokes are the 3rd leading cause of death in women and 5th in men.
Benefits of Critical Illness Insurance
- Helps cover the costs of treatment: The lump sum benefit from a critical illness policy can be used to help cover the costs of treatment, including hospital stays, surgeries, and prescription drugs.
- Makes up for lost income: If you are unable to work due to a critical illness, the benefits from a critical illness policy can help make up for lost income. This can give you the financial security you need to focus on your recovery.
- Pays for other expenses: The benefits from a critical illness policy can also be used to pay for other expenses related to your illness, such as childcare, travel, and homecare.
Learn More About Critical Illness Coverage
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Critical Illness
Insurance
What our clients have to say about working with us
Jane, S.
“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”
Gary, S.
“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”
John, I.
“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”
Susan, K.
“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”
