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Home & Auto Insurance

There are many benefits to having Home and Auto insurance – both types of policies can help protect your finances in the event of an accident or damage to your home or car.

Your home and care are probably your largest investments, which means protecting them is important to the financial security of your family. Home & Auto insurance provide critical coverage that can prevent you from serious financial problems over the long run.

What is home and auto insurance?

Homeowners Insurance

Auto insurance

Protect yourself from financial hardship by making sure you have enough insurance coverage to replace everything you own in the event that it’s damaged or destroyed. If you’re unsure about how much coverage will be enough for you, a KRS specialist can help explain what options are available and what might be best for your needs.

Why it’s important to review your current cover?

Did you know that the average cost of home insurance in the United States is $1,242? According to the Insurance Information Institute, homeowners insurance costs increased by 2.6% from 2017 to 2018. That’s a lot!
Auto insurance rates are rising as well. The average auto insurance premium rose by 4% from 2017 to 2018-a total of $185 more per year for the typical policy holder.

The good news is that there are ways to lower these costs:

Already shopping around?

It’s still important to work with a KRS agent in order to fully understand what the policy does and doesn’t cover. This way our clients make an informed decision about which package works best for their situation.

Here is an example of why it is so important to review your plan:

After contacting KRS...

More About Home & Auto Insurance

One important benefit of purchasing Home and Auto insurance together is that this can save you money on your premiums. If you have a good driving record and a good credit history, you may be eligible for discounts on your insurance rates. Additionally, if you have a home that is paid off, you may also be able to get even lower rates.
Perhaps the most important benefit of Home and Auto insurance is that they can give you peace of mind in knowing that you are covered in the event of a disaster. If your home is damaged by a fire or flooding, for example, your insurance can help pay for the repairs. If your car is totaled in an accident, your insurance can help replace it.
Both Home & Auto insurance policies have a broad range of options that can be tailored to your needs and the needs of your family, so be sure to seek help from an insurance agent you trust before committing to any particular policy.

Help with your Home & Auto Insurance

Our experienced agents can help you ascertain the most important types of coverage you need and then help you find a carrier than will provide competitive rates on your customized policy. All agency consultations are free of charge, so don’t wait – call or click the quote button to protect your home and automobile today.

Home and Auto Insurance

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