Home & Auto Insurance
Your home and care are probably your largest investments, which means protecting them is important to the financial security of your family. Home & Auto insurance provide critical coverage that can prevent you from serious financial problems over the long run.
What is home and auto insurance?
- Home and Auto Insurance protects against financial loss if disaster strikes
Homeowners Insurance
- Covers the cost of repairs to your home if it’s damaged by an insured event, such as a fire or windstorm
- Pays for the cost of replacing lost or damaged property within the home
Auto insurance
- Covers physical damage to your vehicle caused by an accident or other covered loss, such as theft
- Pays for the cost of medical treatment for injuries or death to others in an accident involving the insured’s car
Why it’s important to review your current cover?
The good news is that there are ways to lower these costs:
- KRS compares quotes from multiple companies to find the best price for your needs
- Get a discount by bundling policies together
- Get a discount by adding an alarm system or other security measures

Already shopping around?
Here is an example of why it is so important to review your plan:
- Mr. & Mrs. Smith are 65 years old
- Empty nesters from Downers Grove, IL
- Insured with the same BIG NAME insurance company for 27 years
- Premiums increased year after year
After contacting KRS...
- INCREASED their insurance coverage and LOWERED their premiums
- Lowered their yearly premiums from $4,496 to $3,147
- Saved $1,349! That’s 30%
More About Home & Auto Insurance
Help with your Home & Auto Insurance
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Home and Auto Insurance
What our clients have to say about working with us
Jane, S.
“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”
Gary, S.
“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”
John, I.
“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”
Susan, K.
“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”