Long Term Care
We have insurance on our homes, our cars, and even our cell phone, but many people do not have insurance on their biggest risk of bankruptcy in retirement!
What is Long-Term Care?
Our Philosophy around Long-Term Care:
Do you and your family have a plan in place if you were to need some form of extended care?
Without a plan in place, there are emotional and financial consequences on your family and loved ones. Long-Term Care insurance can be used to help fund your extended care plan, but traditional Long-Term Care insurance is not the answer for everyone. What is most important is to get educated on what your situation would look like if you were to need extended care.
Unfortunately, many people do not have a plan in place, and that is because they are not properly educated on their risks and options. This leaves many families forced to be reactive, instead of proactive. By doing your due diligence and getting educated by one of our specialists, you can then determine if the insurance would be the right fit for you and your family’s situation.
Types of Long-Term Care Insurance
There are various avenues for Long-Term Care and these types of policies have drastically changed over the last few years! There are much better options than ever before.
Did you know that there are Long-Term Care programs where…
Things to consider when it comes to Long-Term Care:
Misconceptions about Long-Term Care Insurance:
More About Long Term Care Insurance
Third, long term care insurance is not just for the elderly. While the need for long term care services does increase with age, anyone can need long term care services at any time.
Your Long Term Care Coverage
Long Term Care Insurance
What our clients have to say about working with us
“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”
“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”