Annuity Awareness Month: 💡 Why Guaranteed Income Matters More Than Ever

In a world of market ups and downs, wouldn’t it be nice to have at least one thing you could count on? That’s exactly why more people—from everyday retirees to high-net-worth athletes
like Shaquille O’Neal—are turning to annuities as part of their long-term plan.

Take this real-world scenario:

Meet Susan, age 68.
She recently retired after a 35-year career in education. While she had a modest pension and some savings, she worried it= wouldn’t be enough—especially if she lived into her 90s or needed long-term care. Her biggest fear? Becoming a financial burden to her kids.

That’s where an annuity came in.

By reallocating a portion of her IRA into a fixed indexed annuity with a lifetime income rider, Susan secured guaranteed income for life and added an optional long-term care benefit. Now, she sleeps better knowing her future is protected—no matter what the market does.

✅ Tax-deferred growth
✅ Lifetime income you can’t outlive
✅ Optional long-term care riders
✅ Peace of mind for you and your loved ones

Annuities aren’t a one-size-fits-all solution, but when used strategically, they can be a game-changer.

👉 Curious if an annuity is right for you? Schedule a free consultation with one of our specialists
today!

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What our clients have to say about working with us

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Jane, S.

“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”

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Gary, S.

“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”

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John, I.

“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”

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Susan, K.

“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”