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Dental & Vision
Insurance

Dental and vision insurance plans are designed to help cover the costs of routine care and procedures. While these plans vary in coverage and cost, they can provide significant savings on dental and vision services.

Vision Insurance

Vision insurance helps cover the cost of many kinds of vision care, including eye exams and glasses. Vision insurance is especially important for people who have a family history of eye disease, as it can help cover the cost of early detection and treatment.

Things to consider with vision insurance…

  • Private policies cover routine eye exam costs
  • Routine services are not covered under major medical plans
  • Without private vision insurance, people pay exam costs out of pocket

If you’re looking for coverage that helps the cost of eyeglasses, frames, lenses, and contacts we’re here to help!

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Details on Vision Insurance

There are many different types of vision insurance plans, but most plans have some basic features in common. For example, most plans will cover the cost of an annual eye exam and may also provide a discount on glasses or contact lenses. Some plans also cover the cost of vision correction surgery, such as LASIK.
Vision insurance can be purchased as a standalone policy or as an add-on to a health insurance plan. Many employers also offer vision insurance as part of their employee benefits package.

In addition, vision insurance can help save you money on routine eye care and screenings. This is because most plans will offer some sort of discount on these services when you use an in-network provider.
If you have vision insurance, be sure to check your plan details to see what is covered. For example, some plans may have a copay for office visits while others may cover the full cost. And, if you need glasses or contact lenses, be sure to find out if there is a limit on how much your plan will cover.

Assistance with Vision Insurance

Our team is standing by to assist you in making the most of your vision insurance policy. We can help you determine which options are best suited to the needs of you and your family, and we can reach out to multiple carriers to help find the lowest premiums on your coverage.

Your vision is important, so don’t wait – consultations are always free, so call or click below to get started.

Dental Insurance

Already have coverage for eyeglasses and routine vision exams? Do you know how much you pay per month or the policy’s annual maximum? Make sure to review the policy details with a KRS specialist and have the best coverage for the premium you pay!

Services many plans cover...

  • Cleanings
  • X-rays
  • Other basic services

Services some plans may or may not cover...

  • Crowns
  • Bridges
  • Root canals (up to policy's annual maximum
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Understanding Dental and Vision Insurance

Dental insurance plans typically cover preventive care, such as cleanings and X-rays, as well as basic procedures, such as fillings and extractions. Some plans also cover major procedures, such as root canals and dentures. Most plans have a yearly maximum benefit limit, so it’s important to choose a plan that meets your needs.
Vision insurance plans typically cover routine eye exams and vision screenings, as can be used to cover major procedures such as root canals and crowns. Most plans have an annual maximum benefit, which is the maximum amount the plan will pay out in a year.
By combining dental and vision insurance into a single plan with a single premium, you can usually enjoy significant savings – and sometimes even gain access to additional benefits or coverages that normally would not be provided.

Assistance with Dental and Vision Coverage

If you’re looking for a dental and vision insurance plan that provides the maximum amount of coverage at the lowest possible price, our team can help. We can assist you in making informed coverage choices, and browse multiple carriers to ensure you receive a fair rate for your coverage. To learn more, call our offices or click below.

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What our clients have to say about working with us

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Jane, S.​

“Hey, I just wanted to take a moment and say a huge thank you to the KRS Insurance team. You know, picking the right Medicare package was feeling like a mountain to me. But you all just…you made it so simple. I spoke to Anne, and she was like a friend, patiently walking me through everything, answering my endless questions without a hint of frustration. And now, I’ve got a package that I understand and, more importantly, that I’m confident in. It’s such a relief knowing I’m in safe hands. So, from the bottom of my heart, thank you, KRS. You folks are lifesavers!”

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Gary, S.​

“Hi KRS Team,
Just a quick note to say a massive thank you! After that storm damaged my car, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly, no hassle, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!
Warm regards, Gary”

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John, I.

“Hello Jim,
A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.
Warm regards, John”

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Susan, K.​

“Hi Mary,
Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!
Thanks again, Susan”

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