What is Retirement Planning?

• A financial strategy for your nest egg in your retirement years

Our Philosophy around Retirement Planning: 

We specialize in working with people nearing their retirement years. Because of this, we are very much conservative in our recommendations when it comes to what to do with your money.

Many people …

• Spent their whole lives accumulating and contributing to a 401k, 403b, IRA, Roth IRA, savings accounts, CDs, brokerage accounts, etc.
• Fear outliving their money
• Don’t know what they would do if there was a market correction or another crash like back in 2008
• Don’t have the time to make up for a crash or correction and also are no longer contributing to those accounts and likely start withdrawing from them

Did you know that there are principal-protected accounts, that you can never lose? When the market is down, ZERO IS YOUR HERO! The worse you are looking at is a 0% gain, but never a loss.

These kinds of accounts are not only very safe but also can help you generate a guaranteed lifetime income stream that you can never run out of. This is essentially creating your own pension!

With the lack of pension programs today, and with many people being unable to live on solely their Social Security check, these programs can be a great tool

What are Fixed and Fixed Indexed Annuities?

• Contracts between you and an insurance company
• These contracts provide you with the security and safety of principle for your money
• Allow you to rest assured that your money will never lose a penny in a market downturn
• Many people roll a portion of their retirement savings accounts into an annuity as they get closer to, or once they are in retirement

Misconceptions & Facts about the word “Annuity” 

Many people are not educated on how annuity products can benefit them and their nest egg in retirement. These products will provide you with the guarantees and the peace of mind you are looking for in retirement. Get your free education here with us. Schedule your free consultation today!