It’s a great experience with how this company does business, trustworthy and quick response if you have any questions.
– Anonymous
The type of Life Insurance you need, and how much you need, is determined by working with one of our agents at KRS!
Do you have young children? Do you own a home? Do you have outstanding debt? If you were to pass away, would your spouse be impacted by the loss of your income or will a loved one be left to pay the cost of your final expenses (funeral, burial, cremation)? Have you ever created or contributed to a Go Fund Me account for the sudden loss of a friend or relative who did not have a plan in place?
If you said ‘Yes’ to any of these questions, look into some form of Life Insurance coverage!
People don’t think they need coverage if…
People don’t think about…
Many people have coverage through their employer. It’s very important to get private coverage outside of your employee benefits.
People don’t realize…
At KRS, we help customize a tailor-made plan, specific to you and your family’s needs. We shop around to find you the right coverage at the best price. Schedule your free consultation today!
Types of Life Insurance
There are two main types of life insurance: term life insurance and whole life insurance.
Term life insurance provides coverage for a set period of time, usually 10-30 years. If you die during that time period, your beneficiaries will receive a death benefit. If you live past the term, the policy expires and you are no longer covered.
Whole life insurance covers you for your entire life as long as you continue to pay premiums. It also includes an investment component, known as the cash value, which builds up over time and can be accessed through loans or withdrawals.
Why You Need Life Insurance
You may not think you need life insurance, but there are many reasons to consider it. If you have a spouse or partner, children, or other dependents, life insurance can provide for them if you die. Even if you are single and have no dependents, life insurance can be used to cover final expenses, such as funeral costs and outstanding debts.
Questions About Your Life Insurance
Establishing a life insurance plan that provides the coverage your family needs can be tricky because there are many options available on how to structure your policy. Our team can help you navigate through your choices and make informed decisions on how to best provide for your loved ones in your absence. For a free consultation with our team, click below or call the number at the top of the page to get started.
It’s a great experience with how this company does business, trustworthy and quick response if you have any questions.
– Anonymous
Kristie! Thank you so much for making this so easy for me! You were the most helpful out of all the companies I contacted and I’m glad I did business with you guys. I will contact you if I have any questions. By the way awesome signature I wish I could sign like that. Have a great day.
– Mark V.
Wow! I didn’t expect to hear back from you until next week. Talk about customer service! Thanks so much.
– Monique I.
Kristie, the pleasure is all mine. I enjoy talking to you. Thank you so much for always going above and beyond. You are a true blessing. Enjoy the rest of your day.
– Elizabeth A. E&E Concrete
I am very satisfied with the service I received, the service is amazing I am very satisfied with this company. I would highly recommend him.
– Daphne Snipes
Brian Godfrey is pleasant, approachable, and knowledgeable about the subject matter.
– Jeremy Ziegler
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options