Critical illness insurance is a type of policy that provides a lump sum benefit payment if the policyholder is diagnosed with a specified critical illness. The benefit can be used to help cover the costs of treatment, make up for lost income, or pay for other expenses related to the policyholder’s illness.

Critical illness insurance can provide financial peace of mind in the event that you are diagnosed with a critical illness. The lump sum benefit can be used to help cover the costs of treatment, make up for lost income, or pay for other expenses related to your illness. If you are concerned about how you would financially handle a critical illness, then critical illness insurance may be worth considering.

Do you know anyone who has ever had cancer, stroke, or a heart attack? Do any major critical illnesses run in your family? Have you thought about the financial impact that one of the illnesses could have? Critical Illness insurance is affordable coverage, that everyone needs!

What is Critical Illness insurance?

These policies pay a cash benefit if ever diagnosed with any of the illnesses that the policy covers.

People use this money to cover out-of-pocket costs in their medical insurance to pay a family member to help take care of them, replace lost income from being unable to work, or whatever else they like!

Things to keep in mind when it comes to disability insurance: 

• Insurance companies don’t regulate what people spend this money on
• Must have the coverage in place for at least 30 days before receiving the benefits
• After 30 days if diagnosed with a condition covered in the policy, the insurance company writes a check for the benefit amount

Did you know…

•  41% of men and 38% of women will be diagnosed with cancer at some point in their lifetime
• heart attacks are responsible for 1 out of every 4 deaths
• strokes are the 3rd leading cause of death in women and 5th in men.

There are many unknown costs that could arise with any of these illnesses. People pay as low as $15 per month for a program like this. Call us today for a quote.