Business & Commercial Insurance

Business and commercial insurance is vital for any business, large or small. It protects your business from a variety of risks, including property damage, liability, theft, and more.

Since there are a wide variety of businesses, there are likewise a wide range of business insurance policy options available to protect all aspects of commercial enterprises, from transportation and liability to employee benefits and property coverage.

Far too often, we receive messages from people who have just suffered a tremendous loss of a horse with no insurance and are now in a hard place trying to replace them.

Don’t wait until a loss to think about insurance. In the horse world, it’s not a matter of if, but when. While we can’t take the emotional burden away, we can help ease the financial burden.

Shopping for equine insurance, but not sure where to start? Let’s talk about why you should work with Key Retirement Solutions!

Savannah Freeze, our Equine Specialist, grew up in the equine industry and is actively involved today. Whether it be rodeo, ranching, cutting, pleasure, or cow horse, you can have comfort in knowing she is educated and here to help you decide what kind of coverage is best for your needs!

  • By horse people, for horse people.
  • No annual fees
  • Mortality coverages start as low as $200 a year
  • Free $5,000 emergency colic surgery included for qualified horses
  • $425 deductible per major medical claim
  • NO co-pays


Types of Business & Commercial Insurance

The most important part of initially establishing your business & commercial insurance policy is selecting the right coverage for your business. Here are some of the most common types of business coverage available:

  • The most common type of policy is property insurance, which covers your business in case of damage to your property or equipment.
  • Liability insurance is another common type of policy, and it protects your business from lawsuits arising from injuries or damages caused by your business.
  • If you have employees, you may also need workers’ compensation insurance, which covers their medical expenses and lost wages if they’re injured on the job.
  • Errors and Omissions insurance (E&O) is important for businesses that provide professional services, and it covers you in case of mistakes or omissions in your work.
  • Business interruption insurance can reimburse you for lost income if your business has to temporarily close its doors due to a covered event, like a fire or natural disaster.
  • Marine insurance protects businesses that transport goods by sea, and it covers against loss of property during transit.

Many more types of policies are available, and determining your greatest risks is a critical first step in choosing your coverage.

Assistance with Business & Commercial Insurance

Our team can help you asses the risks your company faces and make informed choices on which types of policies would be most cost-effective for your enterprise. To get started, call our offices at the number above or click the quote button to reach our staff. Consultations are free, so you have nothing to lose – contact us today.


Secure the BEST

Business & Commercial Insurance

coverage now!


It’s a great experience with how this company does business, trustworthy and quick response if you have any questions.

– Anonymous

Great Experience

Kristie! Thank you so much for making this so easy for me! You were the most helpful out of all the companies I contacted and I’m glad I did business with you guys. I will contact you if I have any questions. By the way awesome signature I wish I could sign like that. Have a great day.

– Mark V.

The Most Helpful

Wow! I didn’t expect to hear back from you until next week. Talk about customer service! Thanks so much.

– Monique I.


Kristie, the pleasure is all mine. I enjoy talking to you. Thank you so much for always going above and beyond. You are a true blessing. Enjoy the rest of your day.

– Elizabeth A. E&E Concrete

Goes Above & Beyond

I am very satisfied with the service I received, the service is amazing I am very satisfied with this company. I would highly recommend him.

– Daphne Snipes

Very Satisfied

Brian Godfrey is pleasant, approachable, and knowledgeable about the subject matter.

– Jeremy Ziegler

Great Agent!

2000 S Batavia Ave., Ste 350 Geneva, IL 60134

136 West Grand Ave., Ste 249 Beloit, WI 53511

1090 South Gilbert Rd., Ste 213 Gilbert, AZ 85296

871 Coronado Center Dr, Suite 200 Henderson NV, 89052

14050 N 83rd Ave Suite A270 Peoria, AZ 85381

3275 W Ina Rd. Suite 115 Tucson, AZ 85741

2125 Biscayne Blvd, Ste 315 Miami, FL 33137

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact or 1-800-MEDICARE to get information on all your options