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Exclusive IRMAA Solutions for High-Income Earners — Maximize Your Medicare Savings

Paying more for Medicare because of your income? Our elite planning service reduces your premiums and optimizes your financial future.”

Get in touch

60+ years of experience and trust
We respect your privacy
Nadine Kaakouche KRS Insurance Agent
Safeguarding our clients in 60 plus years - KRS Medicare Services

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Why Choose KRS IRMAA Certified Planner?

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Minimize Your Medicare Premiums

Our expert planners specialize in helping high-income individuals reduce IRMAA-related costs with advanced financial strategies.

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Exclusive, Bespoke Service

We offer a white-glove, personalized approach to financial planning that aligns with your unique income and lifestyle.

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Confidential and Secure

We prioritize your privacy and security, handling your financial information with the utmost discretion and care.

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60+ years of experience and trust
We respect your privacy

Tailored IRMAA Planning for High-Income Earners

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Schedule a Premium Consultation

Speak with one of our elite IRMAA planners for an in-depth review of your financial situation and Medicare costs.

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Develop a Strategic Plan

We’ll create a customized financial plan to reduce your IRMAA-related premiums, ensuring your wealth is protected.

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Enjoy Maximized Savings

With our guidance, you’ll see a significant reduction in Medicare premiums while optimizing your financial outlook.

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60+ years of experience and trust
We respect your privacy

Meet your IRMAA certified planners in Geneva, IL

AUTHORISED
Samantha Price KRS Medicare Advisor
Samantha PriceInsurance Specialist
Elizabeth Grudzinski KRS Medicare Advisor
Elizabeth GrudzinskiInsurance Specialist
Desiree Garza KRS Medicare Advisor
Desiree GarzaInsurance Specialist
Jeorge Holmes KRS Medicare Advisor
Jeorge HolmesInsurance Specialist
Johnna Billingsley KRS Medicare Advisor
Johnna BillingsleyInsurance Specialist
Joy Daly KRS Medicare Advisor
Joy DalyInsurance Specialist
Zac Maa KRS Medicare Advisor
Zac MaaInsurance Specialist
Paul Vogt KRS Medicare Advisor
Paul VogtInsurance Specialist
Chad Heeren KRS Medicare Advisor
Chad HeerenInsurance Specialist
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What our clients have to say about working with us

Stephen Dolph
5/5

My agent Ryan is exceptional. He consistently reaches out to connect and inform me of any changing insurance matters as well as my annuity performance (which has done outstanding under his guidance – best decision I made in these volatile market conditions). I would highly recommend Ryan to anyone needing financial and insurance counsel.

Carol Kappel
5/5

Joy Daly is a pleasure to work with, very informative & goes the extra steps to help you with your insurance & investment needs.I will recommend her to all of my contacts.

Jacqueline Carroll
5/5

Both Matt and Samantha have gone above and beyond when I needed advice or more information concerning my investments. I have recommended them to my friends.

Craig Raschke
5/5
My wife and I have started our retirement plan by building our own bank through KRS but have also had the the ability to use for the adoption of our daughter. It is an incredible tool!
Terry Shaughnessy
5/5

Nadine learned our needs, explained
the programs available and helped us
choose the right plan to meet our needs.

Katherine Soutar
5/5
Brian has always been very friendly and very helpful. He has found me good deals on health, prescription and life insurance. He also helped my sister find a better deal on life insurance than she was able to find on her own.
Tim Schmerse
5/5

Chad has done an excellent job of showing us the options we have for insurance and retirement! Immediately took care of a problem we had. Very much satisfied!

Janice Garza
5/5

Desiree was great! I am glad to have found a broker so kind and who took the time to make sure I understood my plan

Devin Engelken
5/5
Truly professional team. They understand we have two ears and one mouth. They listen. The concepts and approach are clearly defined. All options are discussed. Implementation is a breeze. Service is top-notch. Well played. 👏🏼👏🏼
Rosemary Schulz
5/5
Nadine and Carrie have been the greatest! They have assisted me through every question I had with patience and kindness to accomplish my goals. Great ladies
Exclusive Financial Solutions for High-Income Retirees
Are your Medicare premiums higher due to your income? Let us help you optimize your healthcare costs and protect your wealth.

Get in touch

60+ years of experience and trust
We respect your privacy

FAQ

Our certified planners use advanced financial strategies to lower your IRMAA-related costs without compromising your lifestyle.
Absolutely. We specialize in working with high-income retirees, offering personalized solutions that align with your financial goals.
Most clients experience significant savings on Medicare premiums within a few months of implementing our strategies.
Yes. We take privacy seriously, using the latest security measures to protect your financial information.

Get in touch

60+ years of experience and trust
We respect your privacy
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To unlock the possibilities in every chapter!
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Copyright KRS Insurance @ 2025
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Disclaimer: Key Retirement Solutions Inc. is approved in 48 States But Not in All Service Areas. We do sell Plans in 48 states; we do not sell in HI and AK, and we do not sell Plans in all service areas in the 48 states. We work with over 30 Carriers and over 100 different carrier plans.
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How soon will I be contacted?

Our dedicated insurance specialist from the nearest office will likely contact you within just a few hours, or at the latest, by the next business day.

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Is my personal information secure?

Absolutely. Your personal information is secured with the highest standards of privacy and protection. We never share your details without your consent.

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