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DTSTART;TZID=America/New_York:20260730T110000
DTEND;TZID=America/New_York:20260730T130000
DTSTAMP:20260701T214338Z
CREATED:20260623T221318Z
LAST-MODIFIED:20260701T214338Z
UID:18530-1785409200-1785416400@krs.insure
SUMMARY:A Long-Term Care Luncheon
DESCRIPTION:Estate Planning Educational Luncheon				\n				\n				\n				\n																														\n				\n				\n				\n				\n					\n		\n			August 13\n\n	\n\n	 @ \n\n\n11:00 am\n\n		\n\n\n\n	\n	 - \n\n1:00 pm\n\n\n\n	\n				\n				\n		\n		\n		\n				\n				\n					Protecting What You've Built				\n				\n				\n				\n									Sign up for a Lunch & Learn 								\n				\n				\n				\n					\n\n				\n				\n				\n				\n		\n				\n				\n									\nAbout This Luncheon\nJoin us for a relaxed\, complimentary luncheon built around a question most families put off until it’s urgent: who makes decisions\, and who inherits what\, if you haven’t put it in writing? \nMany people assume a will covers it. It doesn’t — not on its own. A will handles some assets\, but it doesn’t name someone to make medical decisions if you can’t\, doesn’t keep accounts out of probate\, and doesn’t update itself when beneficiary forms go stale. \nOver a good lunch and an easy conversation\, Caleb Graybeal\, Kevin Pummill\, and the KRS team will walk you through the core documents every retiree should have\, the mistakes that catch families off guard\, and how estate planning works alongside your Medicare and retirement decisions. \nThere’s a wide range of planning options available today\, and many people are surprised to learn some approaches are more flexible and affordable than they expect. The goal of this luncheon is to help answer questions\, clear up misconceptions\, and give you a clearer understanding of how people commonly plan for their legacy in a way that fits their situation and budget. \nThe goal is simple: clear\, straightforward education about an issue that affects nearly every family\, without jargon or unnecessary complexity. \nWhat We’ll Cover\n…\n\n\n    The core documents — wills\, trusts\, powers of attorney\, and healthcare directives — and what each one actually does\n	Why “I already have a will” often isn’t the whole picture\n    How outdated beneficiary designations can override your will without you realizing it\n    What happens\, and who decides\, if you don’t have a plan in place\n    How long-term care costs and Medicaid rules can reshape what you leave behind\n    Simple next steps to start a plan or update one that’s out of date\n\n\nWhy This Matters\nMore than half of American adults — 56% — have no estate plan at all\, and that number has barely moved in the last year\, even though most people know it’s important. For many\, it’s not procrastination — it’s not knowing where to start\, or assuming a will alone is enough. \nIt usually isn’t. And healthcare costs can reshape an estate faster than families expect — Medicare only covers a nursing home stay for up to 100 days\, with a steep co-pay after day 20. Without a plan\, those costs and decisions default to state law\, not your wishes. \nNone of this requires being wealthy or being an expert. It just requires having the right documents in place — and it’s never too late to start. \nSources for the figures above: Trust & Will’s 2026 Estate Planning Report on the share of Americans without an estate plan\, and Medicare.gov on skilled nursing facility coverage limits. Figures reflect national data; localize for Illinois if you’d like.\n\nMeet Your Host\nCaleb Graybeal and Kevin Pummill will host the afternoon\, joined by the KRS team you already know and trust. It’s a chance to put faces to names\, ask your questions in person\, and get to know the people in your corner. \n\nLunch Is On Us\nCome hungry. We’ll provide lunch and refreshments in a comfortable\, welcoming setting — all you need to bring is your questions. Whether you stay for the full session or simply pop in\, you’ll leave with a clearer picture of what’s ahead and how to prepare. \n\nReserve Your Seat\nSeating is limited and these seats fill quickly. Reserve your spot today using the form above. We’d love to see you on August 13. \n\n\n\nRead More\n\n\n								\n				\n				\n				\n									\n					\n						\n									Free Registration\n					\n					\n				\n								\n				\n				\n				\n		\n		\n				\n				\n					\n	\n\n	Categories:	\n		Medicare\, Social Security	\n\n				\n				\n				\n				\n					\n	\n	Venue			\n				\n	\n	KRS Office\, Suite D\, Normal\, IL\n	\n	\n\n1600 Hunt Drive\, Suite D\n	\n		\n		Normal\,\n\n	IL\n\n	61761\n\n	United States\n\n\n\n\n	+ Google Map \n\n\n	\n					\n			(309) 531-7971			\n	 \n\n\n\n	\n\n\n\n		\n	\n				\n				\n				\n				\n					\n	\n	Website:	\n	https://krs.insure\n\n				\n				\n				\n		\n				\n				\n					\n	\n	Organizers\n	Samantha Price\n	Kevin Pummill\n	Caleb Graybeal\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n		\n				\n				\n					Coming Next — Save the Date: Join us September 5 for our Client Appreciation Event — an evening to celebrate the clients who\nmake what we do possible. Details coming soon.				\n				\n				\n		\n				\n				\n					\n	\n		\n\n	\n	Add to calendar	\n		\n	\n\n		\n			\n									\n	Google Calendar\n\n									\n	iCalendar\n\n									\n	Outlook 365\n\n									\n	Outlook Live\n\n							\n		\n\n		\n	\n\n				\n				\n				\n					\n				\n		\n					\n				\n				\n					Over 27\,000 Assisted and Growing				\n				\n				\n				\n					We love seeing people's lives improve!				\n				\n		\n		\n					\n				\n				\n					Susan\, K.​Customer Review 				\n				\n				\n				\n									“Hi Mary\,Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!Thanks again\, Susan” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					Gary\, S.​Customer Review 				\n				\n				\n				\n									“Hi KRS Team\,Just a quick note to say a massive thank you! After that storm damaged my car\, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly\, no hassle\, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!Warm regards\, Gary” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					John\, I.Customer Review 				\n				\n				\n				\n									“Hello Jim\,A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.Warm regards\, John” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n				\n				\n				\n									\n					\n						\n									Free Registration
URL:https://krs.insure/event/a-long-term-care-luncheon/
LOCATION:KRS Office\, Suite D\, Normal\, IL\, 1600 Hunt Drive\, Suite D\, Normal\, IL\, 61761\, United States
CATEGORIES:Medicare,Social Security
ATTACH;FMTTYPE=image/png:https://krs.insure/wp-content/uploads/2026/06/LTC_Luncheon_Featured_Wide_NoHost.png
ORGANIZER;CN="Samantha Price":MAILTO:sprice@krs.insure
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260813T110000
DTEND;TZID=America/New_York:20260813T130000
DTSTAMP:20260701T215833Z
CREATED:20260701T214220Z
LAST-MODIFIED:20260701T215833Z
UID:18635-1786618800-1786626000@krs.insure
SUMMARY:Estate Planning Educational Luncheon
DESCRIPTION:Estate Planning Educational Luncheon				\n				\n				\n				\n																														\n				\n				\n				\n				\n					\n		\n			August 13\n\n	\n\n	 @ \n\n\n11:00 am\n\n		\n\n\n\n	\n	 - \n\n1:00 pm\n\n\n\n	\n				\n				\n		\n		\n		\n				\n				\n					Protecting What You've Built				\n				\n				\n				\n									Sign up for a Lunch & Learn 								\n				\n				\n				\n					\n\n				\n				\n				\n				\n		\n				\n				\n									\nAbout This Luncheon\nJoin us for a relaxed\, complimentary luncheon built around a question most families put off until it’s urgent: who makes decisions\, and who inherits what\, if you haven’t put it in writing? \nMany people assume a will covers it. It doesn’t — not on its own. A will handles some assets\, but it doesn’t name someone to make medical decisions if you can’t\, doesn’t keep accounts out of probate\, and doesn’t update itself when beneficiary forms go stale. \nOver a good lunch and an easy conversation\, Caleb Graybeal\, Kevin Pummill\, and the KRS team will walk you through the core documents every retiree should have\, the mistakes that catch families off guard\, and how estate planning works alongside your Medicare and retirement decisions. \nThere’s a wide range of planning options available today\, and many people are surprised to learn some approaches are more flexible and affordable than they expect. The goal of this luncheon is to help answer questions\, clear up misconceptions\, and give you a clearer understanding of how people commonly plan for their legacy in a way that fits their situation and budget. \nThe goal is simple: clear\, straightforward education about an issue that affects nearly every family\, without jargon or unnecessary complexity. \nWhat We’ll Cover\n…\n\n\n    The core documents — wills\, trusts\, powers of attorney\, and healthcare directives — and what each one actually does\n	Why “I already have a will” often isn’t the whole picture\n    How outdated beneficiary designations can override your will without you realizing it\n    What happens\, and who decides\, if you don’t have a plan in place\n    How long-term care costs and Medicaid rules can reshape what you leave behind\n    Simple next steps to start a plan or update one that’s out of date\n\n\nWhy This Matters\nMore than half of American adults — 56% — have no estate plan at all\, and that number has barely moved in the last year\, even though most people know it’s important. For many\, it’s not procrastination — it’s not knowing where to start\, or assuming a will alone is enough. \nIt usually isn’t. And healthcare costs can reshape an estate faster than families expect — Medicare only covers a nursing home stay for up to 100 days\, with a steep co-pay after day 20. Without a plan\, those costs and decisions default to state law\, not your wishes. \nNone of this requires being wealthy or being an expert. It just requires having the right documents in place — and it’s never too late to start. \nSources for the figures above: Trust & Will’s 2026 Estate Planning Report on the share of Americans without an estate plan\, and Medicare.gov on skilled nursing facility coverage limits. Figures reflect national data; localize for Illinois if you’d like.\n\nMeet Your Host\nCaleb Graybeal and Kevin Pummill will host the afternoon\, joined by the KRS team you already know and trust. It’s a chance to put faces to names\, ask your questions in person\, and get to know the people in your corner. \n\nLunch Is On Us\nCome hungry. We’ll provide lunch and refreshments in a comfortable\, welcoming setting — all you need to bring is your questions. Whether you stay for the full session or simply pop in\, you’ll leave with a clearer picture of what’s ahead and how to prepare. \n\nReserve Your Seat\nSeating is limited and these seats fill quickly. Reserve your spot today using the form above. We’d love to see you on August 13. \n\n\n\nRead More\n\n\n								\n				\n				\n				\n									\n					\n						\n									Free Registration\n					\n					\n				\n								\n				\n				\n				\n		\n		\n				\n				\n					\n	\n\n	Categories:	\n		Medicare\, Social Security	\n\n				\n				\n				\n				\n					\n	\n	Venue			\n				\n	\n	KRS Office\, Suite D\, Normal\, IL\n	\n	\n\n1600 Hunt Drive\, Suite D\n	\n		\n		Normal\,\n\n	IL\n\n	61761\n\n	United States\n\n\n\n\n	+ Google Map \n\n\n	\n					\n			(309) 531-7971			\n	 \n\n\n\n	\n\n\n\n		\n	\n				\n				\n				\n				\n					\n	\n	Website:	\n	https://krs.insure\n\n				\n				\n				\n		\n				\n				\n					\n	\n	Organizers\n	Samantha Price\n	Kevin Pummill\n	Caleb Graybeal\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n		\n				\n				\n					Coming Next — Save the Date: Join us September 5 for our Client Appreciation Event — an evening to celebrate the clients who\nmake what we do possible. Details coming soon.				\n				\n				\n		\n				\n				\n					\n	\n		\n\n	\n	Add to calendar	\n		\n	\n\n		\n			\n									\n	Google Calendar\n\n									\n	iCalendar\n\n									\n	Outlook 365\n\n									\n	Outlook Live\n\n							\n		\n\n		\n	\n\n				\n				\n				\n					\n				\n		\n					\n				\n				\n					Over 27\,000 Assisted and Growing				\n				\n				\n				\n					We love seeing people's lives improve!				\n				\n		\n		\n					\n				\n				\n					Susan\, K.​Customer Review 				\n				\n				\n				\n									“Hi Mary\,Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!Thanks again\, Susan” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					Gary\, S.​Customer Review 				\n				\n				\n				\n									“Hi KRS Team\,Just a quick note to say a massive thank you! After that storm damaged my car\, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly\, no hassle\, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!Warm regards\, Gary” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					John\, I.Customer Review 				\n				\n				\n				\n									“Hello Jim\,A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.Warm regards\, John” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n				\n				\n				\n									\n					\n						\n									Free Registration
URL:https://krs.insure/event/estate-planning-educational-luncheon/
LOCATION:KRS Office\, Suite D\, Normal\, IL\, 1600 Hunt Drive\, Suite D\, Normal\, IL\, 61761\, United States
CATEGORIES:Medicare,Social Security
ATTACH;FMTTYPE=image/png:https://krs.insure/wp-content/uploads/2026/07/Estate_Planning_Luncheon_Wide_1600x500.png
ORGANIZER;CN="Samantha Price":MAILTO:sprice@krs.insure
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260831T170000
DTEND;TZID=America/New_York:20260831T180000
DTSTAMP:20260123T171207Z
CREATED:20250731T034146Z
LAST-MODIFIED:20260123T171207Z
UID:14380-1788195600-1788199200@krs.insure
SUMMARY:Webinar: Answers to YOUR Medicare Questions
DESCRIPTION:Estate Planning Educational Luncheon				\n				\n				\n				\n																														\n				\n				\n				\n				\n					\n		\n			August 13\n\n	\n\n	 @ \n\n\n11:00 am\n\n		\n\n\n\n	\n	 - \n\n1:00 pm\n\n\n\n	\n				\n				\n		\n		\n		\n				\n				\n					Protecting What You've Built				\n				\n				\n				\n									Sign up for a Lunch & Learn 								\n				\n				\n				\n					\n\n				\n				\n				\n				\n		\n				\n				\n									\nAbout This Luncheon\nJoin us for a relaxed\, complimentary luncheon built around a question most families put off until it’s urgent: who makes decisions\, and who inherits what\, if you haven’t put it in writing? \nMany people assume a will covers it. It doesn’t — not on its own. A will handles some assets\, but it doesn’t name someone to make medical decisions if you can’t\, doesn’t keep accounts out of probate\, and doesn’t update itself when beneficiary forms go stale. \nOver a good lunch and an easy conversation\, Caleb Graybeal\, Kevin Pummill\, and the KRS team will walk you through the core documents every retiree should have\, the mistakes that catch families off guard\, and how estate planning works alongside your Medicare and retirement decisions. \nThere’s a wide range of planning options available today\, and many people are surprised to learn some approaches are more flexible and affordable than they expect. The goal of this luncheon is to help answer questions\, clear up misconceptions\, and give you a clearer understanding of how people commonly plan for their legacy in a way that fits their situation and budget. \nThe goal is simple: clear\, straightforward education about an issue that affects nearly every family\, without jargon or unnecessary complexity. \nWhat We’ll Cover\n…\n\n\n    The core documents — wills\, trusts\, powers of attorney\, and healthcare directives — and what each one actually does\n	Why “I already have a will” often isn’t the whole picture\n    How outdated beneficiary designations can override your will without you realizing it\n    What happens\, and who decides\, if you don’t have a plan in place\n    How long-term care costs and Medicaid rules can reshape what you leave behind\n    Simple next steps to start a plan or update one that’s out of date\n\n\nWhy This Matters\nMore than half of American adults — 56% — have no estate plan at all\, and that number has barely moved in the last year\, even though most people know it’s important. For many\, it’s not procrastination — it’s not knowing where to start\, or assuming a will alone is enough. \nIt usually isn’t. And healthcare costs can reshape an estate faster than families expect — Medicare only covers a nursing home stay for up to 100 days\, with a steep co-pay after day 20. Without a plan\, those costs and decisions default to state law\, not your wishes. \nNone of this requires being wealthy or being an expert. It just requires having the right documents in place — and it’s never too late to start. \nSources for the figures above: Trust & Will’s 2026 Estate Planning Report on the share of Americans without an estate plan\, and Medicare.gov on skilled nursing facility coverage limits. Figures reflect national data; localize for Illinois if you’d like.\n\nMeet Your Host\nCaleb Graybeal and Kevin Pummill will host the afternoon\, joined by the KRS team you already know and trust. It’s a chance to put faces to names\, ask your questions in person\, and get to know the people in your corner. \n\nLunch Is On Us\nCome hungry. We’ll provide lunch and refreshments in a comfortable\, welcoming setting — all you need to bring is your questions. Whether you stay for the full session or simply pop in\, you’ll leave with a clearer picture of what’s ahead and how to prepare. \n\nReserve Your Seat\nSeating is limited and these seats fill quickly. Reserve your spot today using the form above. We’d love to see you on August 13. \n\n\n\nRead More\n\n\n								\n				\n				\n				\n									\n					\n						\n									Free Registration\n					\n					\n				\n								\n				\n				\n				\n		\n		\n				\n				\n					\n	\n\n	Categories:	\n		Medicare\, Social Security	\n\n				\n				\n				\n				\n					\n	\n	Venue			\n				\n	\n	KRS Office\, Suite D\, Normal\, IL\n	\n	\n\n1600 Hunt Drive\, Suite D\n	\n		\n		Normal\,\n\n	IL\n\n	61761\n\n	United States\n\n\n\n\n	+ Google Map \n\n\n	\n					\n			(309) 531-7971			\n	 \n\n\n\n	\n\n\n\n		\n	\n				\n				\n				\n				\n					\n	\n	Website:	\n	https://krs.insure\n\n				\n				\n				\n		\n				\n				\n					\n	\n	Organizers\n	Samantha Price\n	Kevin Pummill\n	Caleb Graybeal\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n		\n				\n				\n					Coming Next — Save the Date: Join us September 5 for our Client Appreciation Event — an evening to celebrate the clients who\nmake what we do possible. Details coming soon.				\n				\n				\n		\n				\n				\n					\n	\n		\n\n	\n	Add to calendar	\n		\n	\n\n		\n			\n									\n	Google Calendar\n\n									\n	iCalendar\n\n									\n	Outlook 365\n\n									\n	Outlook Live\n\n							\n		\n\n		\n	\n\n				\n				\n				\n					\n				\n		\n					\n				\n				\n					Over 27\,000 Assisted and Growing				\n				\n				\n				\n					We love seeing people's lives improve!				\n				\n		\n		\n					\n				\n				\n					Susan\, K.​Customer Review 				\n				\n				\n				\n									“Hi Mary\,Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!Thanks again\, Susan” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					Gary\, S.​Customer Review 				\n				\n				\n				\n									“Hi KRS Team\,Just a quick note to say a massive thank you! After that storm damaged my car\, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly\, no hassle\, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!Warm regards\, Gary” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					John\, I.Customer Review 				\n				\n				\n				\n									“Hello Jim\,A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.Warm regards\, John” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n				\n				\n				\n									\n					\n						\n									Free Registration
URL:https://krs.insure/event/webinar-answers-to-your-medicare-questions/
LOCATION:Zoom Live Online Event
CATEGORIES:Webinar
ATTACH;FMTTYPE=image/png:https://krs.insure/wp-content/uploads/2025/07/Webinar-Featured-Image.png
ORGANIZER;CN="Mike Thomas":MAILTO:mthomas@krs.insure
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261208T170000
DTEND;TZID=America/New_York:20261208T180000
DTSTAMP:20260209T175241Z
CREATED:20260109T101410Z
LAST-MODIFIED:20260209T175241Z
UID:15985-1796749200-1796752800@krs.insure
SUMMARY:Webinar: Comprehensive Retirement Planning by Jeorge Holmes
DESCRIPTION:Estate Planning Educational Luncheon				\n				\n				\n				\n																														\n				\n				\n				\n				\n					\n		\n			August 13\n\n	\n\n	 @ \n\n\n11:00 am\n\n		\n\n\n\n	\n	 - \n\n1:00 pm\n\n\n\n	\n				\n				\n		\n		\n		\n				\n				\n					Protecting What You've Built				\n				\n				\n				\n									Sign up for a Lunch & Learn 								\n				\n				\n				\n					\n\n				\n				\n				\n				\n		\n				\n				\n									\nAbout This Luncheon\nJoin us for a relaxed\, complimentary luncheon built around a question most families put off until it’s urgent: who makes decisions\, and who inherits what\, if you haven’t put it in writing? \nMany people assume a will covers it. It doesn’t — not on its own. A will handles some assets\, but it doesn’t name someone to make medical decisions if you can’t\, doesn’t keep accounts out of probate\, and doesn’t update itself when beneficiary forms go stale. \nOver a good lunch and an easy conversation\, Caleb Graybeal\, Kevin Pummill\, and the KRS team will walk you through the core documents every retiree should have\, the mistakes that catch families off guard\, and how estate planning works alongside your Medicare and retirement decisions. \nThere’s a wide range of planning options available today\, and many people are surprised to learn some approaches are more flexible and affordable than they expect. The goal of this luncheon is to help answer questions\, clear up misconceptions\, and give you a clearer understanding of how people commonly plan for their legacy in a way that fits their situation and budget. \nThe goal is simple: clear\, straightforward education about an issue that affects nearly every family\, without jargon or unnecessary complexity. \nWhat We’ll Cover\n…\n\n\n    The core documents — wills\, trusts\, powers of attorney\, and healthcare directives — and what each one actually does\n	Why “I already have a will” often isn’t the whole picture\n    How outdated beneficiary designations can override your will without you realizing it\n    What happens\, and who decides\, if you don’t have a plan in place\n    How long-term care costs and Medicaid rules can reshape what you leave behind\n    Simple next steps to start a plan or update one that’s out of date\n\n\nWhy This Matters\nMore than half of American adults — 56% — have no estate plan at all\, and that number has barely moved in the last year\, even though most people know it’s important. For many\, it’s not procrastination — it’s not knowing where to start\, or assuming a will alone is enough. \nIt usually isn’t. And healthcare costs can reshape an estate faster than families expect — Medicare only covers a nursing home stay for up to 100 days\, with a steep co-pay after day 20. Without a plan\, those costs and decisions default to state law\, not your wishes. \nNone of this requires being wealthy or being an expert. It just requires having the right documents in place — and it’s never too late to start. \nSources for the figures above: Trust & Will’s 2026 Estate Planning Report on the share of Americans without an estate plan\, and Medicare.gov on skilled nursing facility coverage limits. Figures reflect national data; localize for Illinois if you’d like.\n\nMeet Your Host\nCaleb Graybeal and Kevin Pummill will host the afternoon\, joined by the KRS team you already know and trust. It’s a chance to put faces to names\, ask your questions in person\, and get to know the people in your corner. \n\nLunch Is On Us\nCome hungry. We’ll provide lunch and refreshments in a comfortable\, welcoming setting — all you need to bring is your questions. Whether you stay for the full session or simply pop in\, you’ll leave with a clearer picture of what’s ahead and how to prepare. \n\nReserve Your Seat\nSeating is limited and these seats fill quickly. Reserve your spot today using the form above. We’d love to see you on August 13. \n\n\n\nRead More\n\n\n								\n				\n				\n				\n									\n					\n						\n									Free Registration\n					\n					\n				\n								\n				\n				\n				\n		\n		\n				\n				\n					\n	\n\n	Categories:	\n		Medicare\, Social Security	\n\n				\n				\n				\n				\n					\n	\n	Venue			\n				\n	\n	KRS Office\, Suite D\, Normal\, IL\n	\n	\n\n1600 Hunt Drive\, Suite D\n	\n		\n		Normal\,\n\n	IL\n\n	61761\n\n	United States\n\n\n\n\n	+ Google Map \n\n\n	\n					\n			(309) 531-7971			\n	 \n\n\n\n	\n\n\n\n		\n	\n				\n				\n				\n				\n					\n	\n	Website:	\n	https://krs.insure\n\n				\n				\n				\n		\n				\n				\n					\n	\n	Organizers\n	Samantha Price\n	Kevin Pummill\n	Caleb Graybeal\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n					\n	\n				\n				\n				\n				\n		\n				\n				\n					Coming Next — Save the Date: Join us September 5 for our Client Appreciation Event — an evening to celebrate the clients who\nmake what we do possible. Details coming soon.				\n				\n				\n		\n				\n				\n					\n	\n		\n\n	\n	Add to calendar	\n		\n	\n\n		\n			\n									\n	Google Calendar\n\n									\n	iCalendar\n\n									\n	Outlook 365\n\n									\n	Outlook Live\n\n							\n		\n\n		\n	\n\n				\n				\n				\n					\n				\n		\n					\n				\n				\n					Over 27\,000 Assisted and Growing				\n				\n				\n				\n					We love seeing people's lives improve!				\n				\n		\n		\n					\n				\n				\n					Susan\, K.​Customer Review 				\n				\n				\n				\n									“Hi Mary\,Thank you so much for helping me pick my Medicare plan! You made everything easy to understand and I’m happy with my choice. Really appreciate your help!Thanks again\, Susan” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					Gary\, S.​Customer Review 				\n				\n				\n				\n									“Hi KRS Team\,Just a quick note to say a massive thank you! After that storm damaged my car\, I was so stressed. But Mike and the team made the claim process incredibly easy and stress-free. You covered the costs quickly\, no hassle\, no endless paperwork. I’m so grateful for your genuine care and support. You’ve definitely got a customer for life!Warm regards\, Gary” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n		\n					\n				\n				\n					John\, I.Customer Review 				\n				\n				\n				\n									“Hello Jim\,A quick note to say thank you for the unexpected discount on my house insurance! It’s great to feel valued as a long-term customer. Your kind gesture has truly made my day and reaffirmed why I’ve chosen KRS all these years.Warm regards\, John” 								\n				\n		\n				\n				\n																														\n				\n				\n					\n				\n				\n				\n				\n									\n					\n						\n									Free Registration
URL:https://krs.insure/event/webinar-by-jeorge-holmes/
LOCATION:Zoom Live Online Event
CATEGORIES:Webinar
ATTACH;FMTTYPE=image/png:https://krs.insure/wp-content/uploads/2025/07/Webinar-Featured-Image.png
ORGANIZER;CN="Jeorge Holmes":MAILTO:jholmes@krs.insure
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